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Financial Readiness for Life

Financial Readiness for Life

Badge awarded to

Cecilia Blandina

This online course helps students develop practical financial life skills to support them through college and into future employment. The content and activities were created in collaboration with ATU Access & Widening Participation service and MABS – Money Advice & Budgeting Service.

Issued on 10 Nov 2025 by

ATU, Teaching and Learning

ATU, Teaching and Learning

Issuer

Atlantic Technological University (ATU) is a Higher Education technological university based in the west and northwest of Ireland.

Criteria

The learner has completed the following sections:

Needs, Wants & Sustainable Spending Distinguish between spending needs and spending wants. Appreciate what responsible and sustainable spending means in protecting the environment.

Money Management Develop knowledge on money management: develop a budget, the importance of savings & managing spend.

Borrowing & Long Term Financial Health Consider implications of borrowing on long-term financial health.

Risks & Scams Identify and protect against common scams and frauds. Awareness of Money Mules & risks relating to Cryptocurrency.

Tackling Debt How to manage & prioritise debt